The Houston storm season is approaching rapidly. Are you and your home ready for heavy rains?
Take a look at your landscaping. Is there mulch or soil piled up against the brick, above the floor line? This can cause water to move through the wall into your house. Do you have landscaping blocks or edging that can block water drainage? This can water to collect against the house, causing unwanted foundation movement and damage.
What condition are your gutters and downspouts in? These are intended to carry water from your roof away from the house. If they are damaged or sloped incorrectly, they may collect water – potentially causing damage to the home’s structure, finishes, and foundation.
What condition is your roof? Loose, damaged, or worn shingles can lead to roof leaks, causing damage to the roof structure and the interior finishes and possessions.
Do you have flood insurance? Everyone in the Houston area should carry flood insurance, regardless of flood zone designation. Strong storms can cause localized flooding anywhere. Generally, flood insurance also covers damage caused by any water that comes from off your property – such as a neighbor’s sprinkler system malfunctioning, causing water to run into your home. Be aware that flood insurance typically has a 30-day waiting period before becoming effective.
Several agencies provide more information about flood insurance and emergency preparedness. Learn more at houstonoem.org, readyharris.org, texasready.gov, and floodsmart.gov.
For questions about flood insurance, contact your insurance agent (I am not an insurance agent and this is not an advertisement for insurance services or products). For questions about water management around your house, contact me anytime – Tim Howell, Milepost Home Inspection, 832-986-1942, inspector@mileposthome.com. Texas Professional Inspector License #24309.